The Rule of 72 is a quick mental calculation, or a rough estimation, of the length of time, usually in years, for an amount to double given a fixed annual rate of interest. This is generally used for financial forecasts, especially in investments. This rule applies the law of compounding interest. To explain, compounding interest […]
Budget 101: Never Underestimate the Power of Small Beginnings
“Great things start from small beginnings.” I’ve heard that before, and you probably have, too. That actually is from a Milo jingle. And yes, there’s truth in that very line. In just about anything, the great started from the good, the good that was nurtured, painstakingly nourished to grow into something of considerable magnitude. Never […]
Investing 101: Mutual Funds
People who have done it, Paul Navone and Warren Buffett themselves included, attest to the fact that becoming rich entails following three simple steps: SAVE, INVEST, REPEAT. Well, yes, that has to be it since the majority of us were not born with a silver spoon, and would have to be ready to roll our […]
5 Reasons Why Anyone Can Cook
If you’ve ever watched the movie Ratatouille, there is a quote there that was repeated during the entire film – “anyone can cook!” In the movie, however, this anyone referred to a mouse. In real life, it is not always the case – a mouse cannot cook, but you can. As long as you have […]
Budget 101: Stay Away From Bad Debt
In Budget 101: Pay Yourself First, we tackled how paying oneself first after receipt of every paycheck is tantamount to setting aside a specific percentage of one’s salary before expenses are taken into consideration. In Budget 101: Live Within Your Means, we defined means as income inclusive of savings, and in Budget 101: Learn To […]
The Truth About Money Management
Being the weekend blogger that I am, every time I come home for the weekend, I already have at least two topics outlined in my mind, ready to materialize on the virtual pen and paper. But this weekend, I came home empty-handed. Zero. Zilch. Nada. I was too busy at work to even think about […]
Rich Dad, Poor Dad
I have a confession to make. Before I started reading Rich Dad, Poor Dad, I didn’t exactly like Robert Kiyosaki. Once upon a lifetime ago, I was one of those people who got “ambushed” into joining network marketing companies who quoted Robert Kiyosaki every step of the way. Well, of course, I didn’t join because […]
Wall Street: Money Never Sleeps (A Movie Review … Well, Sort Of)
Last week, Wednesday it was, I had the chance to watch Wall Street: Money Never Sleeps on DVD starring Michael Douglas and Shia LaBeouf. I had no expectations whatsoever; I just wanted to see what it had to convey. The movie started with Gordon Gekko, played by Michael Douglas, being released from prison after eight […]
Life According To Kurt: The Seal Deal
Last night, on our way to the bus terminal, Kurt, my six-year old son, asked, “Mama, what does seal mean?” The heavy traffic was getting the better of me so that the question was a welcome reprieve. I said, “Seal can mean two things. One, it can mean a sea creature that you usually see […]
A Father’s Love
My tear ducts are probably impaired. At 4:50 in the morning today, I found myself watching a video shared on Facebook and crying a river. It was the video of a father and son in the Ironman together. Ironman, as it turned out, is a series of long-distance races consisting of a 3.86-kilometer swim, 120.8-kilometer […]
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