The whole family was at a National Book Store branch yesterday afternoon looking for materials the kids would need for their upcoming school projects when I came upon a book by Eduardo O. Roberto, Jr. – Ang Pera na Hindi Bitin [Money That’s Never Short].
I was with my daughter when I found it, and she immediately said, “Go get it, Mama.” That I gladly did.
The book tackles money management in a practical and biblically grounded way. Add to that the humorous side to the narrative. What’s more, the book only costs 50 pesos and written in Taglish. My twelve-year-old daughter already started reading it, too.
Indeed, it’s never too early to start embarking on a journey to financial literacy.
Money is the root of all evil?
Now this book also addresses misconceptions that amassing great fortune is bad and against God’s wishes. If you fall under this category of people, I suggest go grab a copy. But if you happen to be one of those guys who believe that being financially free conforms with God’s plans, I think you still need to get a copy to reaffirm your belief.
The book, all in all, enumerates seven strategies to ensure that money is never insufficient for one’s needs. Best of all, it explains how tithing – giving – can enrich people’s lives, not just spiritually but financially as well.
Some quotes from the book that I particularly love:
- Ayaw daw nilang makita kaming mag-asawa na parang alipin at hindi magkandaugaga para lang mabayaran ang utang. [They didn’t want to see us like slaves scurrying here and there to pay off our debts.]
- Do not cosign loans!
- Kung ako ang may dala ng kalahating milyon na handbag, eh baka maihi ako sa nerbiyos! [If I were the one sporting a half-million handbag, I might get nervous and pee all over myself!]
- Ivar Kamprade, the founder and owner of the Swedish furniture IKEA, still rides the bus and flies economy class.
- It is much easier to save money if you live a simple life.
- Invest in education and developing the intelligence and wisdom of your family.
- Sabi ni [According to] King Solomon: “The rich rules over the poor, and the borrower becomes the lender’s slave.”
- Huwag patayin ang manok na nangingitlog para sa ‘yo. [Don’t kill the chicken that lays the eggs for you.]
- Please don’t keep your money under your bed mattress or in an empty biscuit can.
- Ang tao na ipon ng ipon, pera niya’y di lilipad na parang ibon! [A person who saves and saves, his money never will fly like a bird!]
So there. If you want to change your financial life, gear up and know what you need to know about money management!
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Thanks for sharing this. We’ll try to grab a copy on our next mall visit. By the way, I do personally know someone who gotinto deep debt for co-signing a friend’s loan. He ended up paying the loan plus all the penalties coz the so-called friend up and disappeared.
Olga, thanks for dropping by. Yes, that is so unfortunate. In my case, I know somebody who agreed to lend her house’s title to help a friend who was trying to set up a new business. Like this so-called friend to your acquaintance, this friend left without so much as a backward glance. Good thing, this somebody I know was able to raise enough cash to pay off the mortgage on the house. Otherwise, she would have lost the single biggest investment she made in her entire life.
This looks like a great book to read. Too bad I’ve learned of it just now, I was in front of the bookstore kanina.
Interesting book. marami pa ba to sa National Bookstore? parang gusto ko bilhin. hehe:-)
Hey, Gene, thanks for dropping by. I say it sure is a great book. 😀
thanks for sharing this. now i need and i have to read this, narecommend to ng instructor last saturday lang until now di ko nabasa i have a copy from online (adobe)
I’ll try to find this book, BTW my friends and I will also publish a book. Secret muna ung details
Quin, now there’s a reason for you to really read the book. Enjoy!
Nonoy, yes, I think so. I was at two NBS bookstores this week, one in Manila and another in the province, and both branches still have copies. 😀
Semidoppel, really? Wow, I can’t wait! Do let us know once the book is available. 😀
Nice post! I wanna grab a copy if this book too.. When i read the Lines that you qouted from the book ,,, i realized how the IKEA owner humble himself and manage his expensis and earnings wisely.
Eigroj, personal finance books usually say that true millionaires are people who uphold the simple life. Come to think of it, living simply spares one of complications, doesn’t it?
nakita ko na rin po yung libro na ito ai! sabi din po ng mga friends ko maganda yung libro na ito ai ^_^v thanks for sharing po! 🙂
Balitang News, no problem. Glad to help!